Rural Postal Life Insurance [RPLI]

Rural Postal Life Insurance [RPLI]

Rural Postal Life Insurance (RPLI) came into being as a sequel to the recommendations of the Official Committee for Reforms in the Insurance Sector (Malhotra Committee). The Committee had observed in 1993 that only 22% of the insurable population in this country had been insured; life insurance funds accounted for only 10% of the gross household savings. The Committee had observed:

“ The Committee understands that Rural Branch Postmasters who enjoy a position of trust in the community have the capacity to canvass life insurance business within their respective areas…..”

The Government accepted the recommendations of Malhotra Committee and allowed Postal Life Insurance to extend its coverage to the rural areas to transact life insurance business with effect from 24.3.1995, mainly because of the vast network of Post Offices in the rural areas and low cost of operations. The prime objective of the scheme is to provide insurance cover to the rural public in general and to benefit weaker sections and women workers of rural areas in particular and also to spread insurance awareness among the rural population. As on 31.03.2015, we have more than 23.51 million RPLI policies.

Step Towards Transparency : Employees Online (EO) Mobile App

Step Towards Transparency : Department Of Posts Released Employees Online (EO) Mobile App

Press Information Bureau

Government of India

Ministry of Personnel, Public Grievances & Pensions

28-October-2016 20:25 IST

Dr. Jitendra Singh launches Employees Online (EO) Mobile App of DoPT

App aims to update on ACC appointments and postings on real time basis and to bring transparency

The Union Minister of State (Independent Charge) for Development of North Eastern Region (DoNER), MoS PMO, Personnel, Public Grievances, Pensions, Atomic Energy and Space, Dr.Jitendra Singh launched the Employees Online (EO) App here today. EO App is a mobile application of the Department of Personnel & Training (DoPT), Ministry of Personnel, Public Grievances and Pensions.

Speaking on the occasion, Dr.Jitendra Singh said that it is the need of the hour to bring in high-tech systems in the governance. Since Department of Personnel & Training (DoPT) is the R&D wing of the Government, it acts as a role model to other Ministries/ Departments, he added. He said that, as mobile phones are virtually available to all in the country, it is essential that we move to a mobile platform, which is easily accessible anytime, anywhere. Dr. Jitendra Singh said that the EO App has been developed keeping in mind the spirit of maximum Governance, minimum Government.

“The application would enable its users, which may include officers, media persons and all stakeholders to stay updated on real time basis with appointments and postings approved by the Appointments Committee of the Cabinet (ACC) and vacancies at senior level in the Government of India.

By eliminating the information asymmetry in this regard, the EO App will reduce speculations regarding transfers and postings in the Government of India and will make the system completely transparent as all the relevant orders and notifications will now be instantly available in the public domain.

This is an effective management tool which also empowers the IAS officers on Pan India basis and officers serving under Central Staffing Scheme by providing their personal records like Annual Performance Appraisal Report (APAR),Immovable Property Return (IPR), Executive Record (ER) sheet through secured NIC login Id and Password”.

Android users can download the application from the Google Play Store using DoPT as the keyword for searching the App. The iOS version of the application will be released shortly.

Secretary to PM Shri Bhaskar Khulbe, Secretary DoPT Shri B.P.Sharma, Establishment Officer Shri Rajiv Kumar, DG, NIC Ms. Neeta Verma, Officers from PMO, Cabinet Secretariat and other senior officers of DoPT were also present on the occasion.

Assistant Secretary Ms. Divya Prabhu, IAS officer of the 2014 batch, gave the presentation on the Employees Online (EO) Mobile App.

Click Here the link given below to open the presentation.

"Swachh Bharat Pakhwada" Under Swachh Bharat Mission From 01.11.2016 To 15.11.2016

"Swachh Bharat Pakhwada" Under Swachh Bharat Mission From 01.11.2016 To 15.11.2016

CGHS introduces new facility to check the status of medicines issued to beneficiaries..!

CGHS introduces new facility to check the status of medicines issued to beneficiaries..!

To view history of Medicines issued to you follow the steps given below:

1. open url cghs.nic.in

2. In the window opened click on button 'Beneficiary Details'

3. Click on button 'Login with Beneficiary ID'

4. In the window opened click on button 'Register Here'

5. In the window opened enter the details and click on button 'Register'

a) In case the details entered are matching with data in CGHS Data base a system generated one time 'pass word' will be sent to the registered mobile phone by SMS

b) If , there is a message “details for selected beneficiary not found”

Please check the details entered or contact CMO i/c of CGHS Wellness Centre  for correction of Data Mobile Phone number in the Data base

6. Once the pass word is received, go back to Beneficiary sign in page and 
login using password

7.Click on button 'Beneficiary Medical History' and view details

7th Pay Commission: Disability Pension being paid to Pre-2016 Defence Forces Pensioners will continue

Disability Pension being paid to Pre-2016 Defence Forces Pensioners as on 31.12.2015 will continue to be paid Pending Decision of Anomoly Committee

Press Information Bureau 

Government of India

Ministry of Defence

29-October-2016 18:58 IST

Disability Pension being paid to Pre-2016 Defence Forces Pensioners as on 31.12.2015 Will Continue to be paid Pending Decision of Anomoly Committee 

The Government Order for implementation of decision of the Government on the recommendations of the 7th Central Pay Commission (CPC) for revision of pension of pre-2016 Defence Forces Pensioners has been issued on 29.10.2016. As per the order, for the pre 1.1.2016 pensioners, the revised pension w.e.f. 1.1.2016 shall be determined by multiplying the basic pension/basic family pension as had been drawn as on 31.12.2015 by 2.57 to arrive at revised pension under 7th CPC.

The implementation of 7th CPC recommendation relating to methodology for calculation of disability element has been referred to the Anomaly Committee. The disability element which was being paid to pre-2016 Defence Forces Pensioners as on 31.12.2015 will continue to be paid pending decision on the recommendations of the Anomaly Committee.

Crediting of enhanced Medical Allowance to the pensioners account by Banks: CPAO Order4

Crediting of enhanced Medical Allowance to the pensioners account by Banks: CPAO Order

GOVERNMENT OF INDIA

MINISTRY OF FINANCE

DEPARTMENT OF EXPENDITURE

CENTRAL PENSION ACCOUNTING OFFICE

NEW DELHI-110066

CPAO/IT&Tech/Clarification/2016-17/ 13,Vol -VI /160

26.10.2016

Subject: Crediting of enhanced Medical Allowance to the pensioners account by Banks.

During the workshop for banks on monitoring the pensioners grievances through “Web Responsive Pensioners' Service" organised on 03.10.2016 a query was made on requirement of Special Seal Authority for crediting Medical Allowance at the enhanced rate based on orders issued by DP&PW from time to time. In this context, attention is invited to para 4.5.2 (copy of the extract attached) of Accounting and Operating Procedure for Central Pension Processing Centre of Authorised Banks for Pension Disbursement to Central Government (Civil) Pensioners issued in Feb, 2012 wherein it has been provided that CPPC should have direct access to the website of the Department of Pensions & Pensioners Welfare and Ministry of Home Affair, so that these are regularly browsed and orders on Dearness Relief issued by various Departments are acted upon immediately.

CPPCs of all the banks are advised to follow the same instructions for revising the Medical Allowance of the pensioners already drawing the same as and when the rate of Medical Allowance is enhanced by DP&PW without requiring for any Special Seal Authority from CPAO.

Encl: As above.

(Vijay Singh)

Sr. Accounts Officer (IT & Tech)

4.5. Roles and Responsibilities of CPPC as oversight agency

4.5.1. CPPC will receive Government orders and disseminate the same to all concerned agencies for necessary action.

4.5.2. The CPPC should have direct access to the websites of the Department of Pension & Pensioners’ Welfare, M/o Home Affairs and M/o Consumer Affairs so that these are regularly browsed and orders on Dearness Relief issued by various Departments are acted upon immediately.

4.5.3. The dues of the pensioner accruing with time, based on age must be automatically paid to the pensioner by the CPPC on provisional basis for a period of six months. This should be fully automated and exceptions watched for correction.

4.5.4. At the time of credit afforded at CPPC, a confirmation report must be generated and monitored to ensure that the pension/family pension etc. in respect of all pensioners of the CPPC have been credited. A monthly discrepancy report with respect to the total number of pensioners and those paid in the previous month may be reviewed regularly. Exceptions should be reviewed by the senior management of the bank to enable immediate rectification of any omissions.

4.5.5. CPPC software is required to have a grievance redressal module as detailed in Section 9.2 below.

4.5.6. CPPC may exercise oversight on quality of service to pensioners including services to the handicapped pensioners.

4.5.7. CPPCs may ensure that the responsibilities assigned to Home Branches are enforced so that the pensioners are not redirected to CPPC for redressal of grievances and information needs. Necessary performance measures and monitoring mechanisms, in co-ordination with the respective administrative structures to achieve the desired level of service delivery in Home Branches as well as CPPCs may be instituted by the bank.

4.6. Roles and Responsibilities of Home branches (pension account service branch)

Source: www.cpao.nic.in [Click to view/download]

The Postal Department will go online in six months time.

In a customer-centric initiative, India Post will go paperless shortly implementing Core System Integrator (CSI) Project across different channels, levels and locations, according to its Vijayawada Region Postal Services Director E. Veerabhadra Rao.

Addressing the media here on Friday night, he said, “A pilot project is being implemented in Machilipatnam in this region to lay down a robust IT infrastructure, implement software applications. All services of the Postal Department will go online in six months time.” Customer Interaction Channels would provide services through call centre, web portal and mobile devices.

The CSI also provided for IT-based mail operations with improved article tracking and technology-driven logistics network. Finance & Accounts as also Human Resources Management would be done online under CSI, he added.

“India Post is fully geared up to offer banking services from new fiscal,” he said, adding that the Reserve Bank of India had in principle agreed to inter-portability of its Automated Teller Machines (ATMs) with those of PSU banks. “Some ticklish issues like addressing the complaints of the customers of each other are being looked into,” he added.

Customer Interaction Channels will provide services through call centre, web portal and mobile devices

Source: The Hindu

Shri B V Sudhakar Says There Will Be Internal Deputations from India Post to IPPB

IPPB is taking rapid steps towards operations. IPPB will become largest bank in the world says Shri B V Sudhakar, Secretary India Post. He also says that IPPB is planning to roll out 650 branches by next year and all these branches will work in connection with existing India Post offices thus making IPPB the largest bank in the world. He also says that the bank is envisioned towards the financial inclusion of the country. He says that the bank is recruiting heavily and also said that there will be internal deputations from the officials of Post officess, RMS offices and DAP etc. Watch the video below for full information.  We think that this is a good move by IPPB by deputing officials from india post to IPPB. What do you think about this?. Comment your views below. 

Income Tax 2016-17 – All Salaried Employees to declare deductions and savings under Form 12BB

Income Tax 2016-17 – All Salaried Employees to declare deductions and savings under Form 12BB – Download Form 12BB as a Word, Excel or PDF file- All Employees to file Declaration under Form 12BB to claim deduction for savings under Section 80 C, payment of house loan interest under Section 24, and HRA exemption under Section 10 The Finance Act, 2015 had introduced section 192(2D) of the Income-tax Act, 1961 (the Act) wherein the person responsible for making payment of salary (employer) was obliged to collect the necessary evidence or proof in the prescribed form and manner to allow any claim for any deduction and/or tax saving investments. However, the relevant rules and form were yet to be prescribed. The Central Board of Direct Taxes (CBDT) has come out with the relevant rules1 and also prescribed the form i.e. Form 12BB, in which salaried employees would now be required to furnish evidence of claims and tax saving investments to the employer. Till Finance Act 2016, there was no standard format for salaried employees for filing declaration with their employer to claim deduction for savings under Section 80 C, payment of house loan interest under Section 24, and HRA exemption under Section 10. In the absense of single declaration form, employees had to submit proof for each investment made in the year. As a relief to employees and also to employer, Income Tax Department has introduced a new Form 12BB. This form, applicable from June 1, 2016, will act as a single entity that you can use to declare your to claim deduction for savings under Section 80 C, payment of house loan interest under Section 24, and HRA exemption under Section 10. Deductions that can be declared under Form 12BB: The standard Form 12BB is for all salaried Employees to claim tax deductions. You use can use it to claim deductions for leave travel allowance (LTA/LTC), house rent allowance (HRA), interest paid on home loans, and all other tax deductions pertaining to Chapter VI-A of the Income Tax Act. House Rent Allowance (HRA): With form 12BB, you can claim any HRA tax deductions under Section 10 (13A) of the Income Tax Act. Along with 12BB you will need to provide the relevant rent receipts for this deduction. You will also need to submit the name and address of the landlord. In the event the aggregate rent paid by you exceeds Rs 1 lakh, you will also need to submit the Permanent Account Number (PAN) of your landlord. Amount claimed under Leave travel Concession (LTC) With Form 12BB, you need to furnish amount and provide evidence of expenses made towards your travel. Unlike in the past, it is now mandatory to provide proof of all travel expenses in the form of receipts for your claim. Interest on home loan under Section 24: Earlier to claim deduction for interest paid on home loan, we have to submit interest certificate from the concerned bank. Now, in addtion to the same we will have to fill up Form 12BB to claim deductions under Section 24 of the Income Tax Act. Savings / deductions under Chapter VI-A: All tax deductions under Section 80C, Section 80CCC, and Section 80CCD, as well as other sections like 80E, 80G, and 80TTA come under Chapter VI-A of the IT Act. For deductions, fill up Form 12BB and provide details and proof of your investments and expenditures incurred related to the relevant section you are seeking deductions under.

How does NREGA Payment work in IPPB using Biometric Device

The workers’ remuneration will be credited to their respective Aadhaar lined IPPB accounts. The beneficiary can withdraw the money using biometric device even without filling a withdrawal form.

Prohibition of Benami Property Transactions Act, 1988

Press Information Bureau
Government of India
Ministry of Finance

28-October-2016 17:30 IST

Prohibition of Benami Property Transactions Act, 1988. 

Benami Property Transactions Act, 1988 has been amended by the Benami Transactions (Prohibition) Amendment Act, 2016 (BTP Amendment Act). The rules and all the provisions of the BTP Amendment Act shall come into force on 1^stNovember, 2016. After coming into effect of the BTP Amendment Act, the existing Benami Transactions (Prohibition) Act, 1988 shall be renamed as Prohibition of Benami Property Transactions Act, 1988 (PBPT Act).

2.         The PBPT Act defines benami transactions, prohibits them and further provides that violation of the PBPT Act is punishable with imprisonment and fine. The PBPT Act prohibits recovery of the property held benami from benamidar by the real owner. Properties held benami are liable for confiscation by the Government without payment of compensation.

3.         An appellate mechanism has been provided under the PBPT Act in the form of Adjudicating Authority and Appellate Tribunal. The Adjudicating Authority referred to in section 6(1) of the Prevention of Money Laundering Act, 2002 (PMLA) and the Appellate Tribunal referred to in section 25 of the PMLA have been notified as the Adjudicating Authority and Appellate Tribunal, respectively, for the purposes of the PBPT Act.

4.         A Joint / Additional Commissioner of Income-tax, an Assistant / Deputy Commissioner of Income-tax and a Tax Recovery Officer in each Pr. CCIT Region have been notified to perform the functions and exercise the powers of the Approving Authority, Initiating Officer and Administrator, respectively under the PBPT Act.

5.         All the notifications have been uploaded on the website of the Department at www.incometaxindia.gov.in.

                                                                                                           

            (Meenakshi Goswami)

                                                                                                Commissioner of Income Tax

         (Media & Technical Policy)

                   Official Spokesperson, CBDT 

Railway Unions demand 3% DA hike

Railway Unions demand 3% DA hike

New Delhi: Expressing “dissatisfaction” over over the announcement of 2 per cent increase in dearness allowance by the government, railway unions have demanded it be raised to 3 per cent.

We have expressed dissatisfaction over the announcement of a meagre 2 per cent rise in DA by the Central government from July 1, 2016, National Federation of Indian Railwaymen M Raghavaiah said.

Ahead of Diwali, the Centre has announced 2 per cent dearness allowance for Central government employees effective from July.

“Central government employees and pensioners have been waiting eagerly for the announcement of DA since September 2016. But we are disappointed that the government has announced only 2 per cent whereas the 12-month average of Consumer Price Index for Industrial Workers from 1 July 2015 to 30 June 2016, works out to be 2.92 per cent,” Raghavaiah said and added “The Government ought to have been considerate in announcing this half-yearly hike in DA and rounded off to 3 per cent.”

All India Railwaymen Federation General Secretary S Gopal Mishra said 2 per cent DA is not satisfactory and it should be raised to 3 per cent.

What is Voice Banking Service in India Post Payment Bank (IPPB)

India Post Payment Bank (IPPB) gives the facility for its customers especially in rural areas to deposit or withdraw the money from their IPPB account without going to the IPPB branch. The Postman will operate the accounts with help of bio metric device at the door step of customers. Watch the two videos below for better understanding.

IPPB operation through Postman

India Post Payment bank gives the facility for its customers especially in rural areas to deposit or withdraw the money from their IPPB account without going to the IPPB branch. The Postman will operate the accounts with help of bio metric device at the door step of customers.

HAPPY DIWALI 

Honour the decision or we shall go on path of struggle – Secy/Staff side to Government of India

No.NC/JCM/2016

Dated: October 26, 2016

Hon’ble Minister for Finance,
Ministry of Finance,
(Government of India),
New Delhi


Respected Sir,

We solicit your kind reference to the discussions; the representatives of the Staff Side JCM had with you on 30th June 2016 in the wake of impending strike action that was to commence from 11th July 2016. Hon’ble Home Minister, Shri Rajnath Singh, your goodself, Hon’ble Minister for Railways, Shri Suresh Prabhakar Prabhu and Hon’ble MoSR, Shri Manoj Sinha, on having detailed deliberations with the Staff Side, had appreciated that, the Central Government employees were not generally happy with the decision taken by the Union Cabinet on 29th June 2016, while accepting the recommendations of the 7th CPC, particularly in the matter of Minimum Wage and Fitment Formula. After detailed discussions it was agreed by your goodself and other Hon’ble Ministers present in the meeting that, the government would address the grievances of the employees, whereupon the NJCA had decided to defer the “Indefinite Strike”. Accordingly, a committee was set-up to consider the demand of Revision of Minimum Wage and Fitment Formula with a mandate to finalize its report within four months.

We (Staff Side) interacted with the said committee, headed by Shri P.K. Das, Addl. Secretary(Expenditure), on 24.10.2016. It would be quite appropriate to bring to your kind notice that, we have felt, during the course of meeting, that, the proceedings of the committee are extremely disappointing and are left with the impression that, the committee is dilly-dallying the issue.

We are, therefore, left with no option, but to address this communication with the fervent hope that, your goodself will direct the said committee to interact with the Staff Side in a fruitful manner and arrive at a mutually agreeable proposal on the issues of Minimum Wage and Fitment Formula.

We have full trust and believe that, the government would honour the decision taken in the meeting held on 30.06.2016 in your benign presence, and suitable direction will be given to the committee to complete the assigned task within the stipulated time frame in a satisfactory manner.

It would be the most unfortunate development, we regret to state, if we are constrained to tread the path of struggle once again in the event of the committee not coming up with a satisfactory settlement.

With Kind Regards!

Yours faithfully,

sd/-

(Shiva Gopal Mishra)

Secretary

Source: http://ncjcmstaffside.com/

Success is having many fathers always but………

GDS  Bonus struggle end with the victory. Now everyone claims ,victory is ours.

FNPO & NUGDS steps on this issue required to  be recorded here.

1^st September 2016 Department of post issued an order revising bonus to Rs.7000- to Departmental employees excluding GDS.

3^rd September 2016   the Nugds General secretary wrote a  letter to The Secretary ,Department of  Post revise the Bonus ceiling to GDS employees.

15^th September 2016   Our Federation sent a letter to  The Chairman ,Postal Board request to revise Bonus ceiling to GDS Colleagues.

16^th September 2016    Postal JCA sent a letter to The Chairman, Postal Board request to revise Bonus ceiling to GDS

23^rd September 2016    NFPE announced Dharna programme without consulting FNPO for this we posted  our view on the website the following , We don’t want comment more on this issue now. FNPO representatives will meet concerned officers next week. Till such time we don’t want to announce any agitation programme . GDS colleagues are requested to understand the situation. FNPO will not aggravate any issues under any circumstances, at the same time,we will not compromise core issue at any cost.   

26^th September 2016   We met the officers and understand the Developments.We feel some kind of  agitation programme is necessary

28^th September 2016   Postal JCA issued Joint programme

Meanwhile ,some of the colleges viewed SGFNPO & NUGDS stand differently.we just ignore it at that.

19th  October Member (P) called us and requested to withdraw the strike decision . we refused to withdraw.

27^th October department issued order revising ceiling from 3500 to 7000 .

I t is a victory of Postal JCA. Not single Federation.we strongly believe unity.

Our sincere thanks to colleagues who journey with us. We also thank colleagues who placed different views against our programme.

Our sincere thanks to Chairman, Postal Board ,Member (P),DDG(Esst)& Director (VP&DE) for their  steps to settle the emotion issue of  poor GDS employees.         

KYC Norms - PLI/RPLI policies

KYC Norms to be followed in respect of PLI/RPLI policies

   

"Committee on allowance ready with report"

Media Report : "Committee on allowance ready with report"

Government employees might have an exciting new year as the Committee on Allowances under the chairmanship Finance Secretary Ashok Lavasa is ready with its reports.

Media reports said that the committee is likely to submit the reports on revised allowance to Finance Minister Arun Jaitley very soon.

Quoting sources in the Finance Ministry, media reports said that the committee is waiting to be called by Jaitley for submission of its reports.

BSNL plans to cut thousands of jobs next year

NEW DELHI: State-owned Bharat Sanchar Nigam Ltd will reduce its workforce by nearly 7% in 2017-18, from the employee-base of 2,09,996 in 2016-17.

BSNL expects total employees as on April 30, 2017, to be 1,96,162, the state-driven telco said in response to an application filed under the Right to Information Act, 2005.

The workforce phase out is part of employees attaining retirement age, which according to the service provider would eventually help in bringing it back into the black in the following year.

"Nearly 10% staff goes off the rolls every year as they achieve retirement. We are not filling up new positions and it could eventually help us in increasing operational profit," BSNL chairman Anupam Shrivastava had earlier told ET. Backed by steady reduction in staff costs, land monetization scheme, tower and spectrum assets sharing, the PSU aims to turn into a profit-making business by 2018-19, according to the top executive.

The VRS (voluntary retirement scheme) proposal aimed at bringing down headcount is however on hold, according to Shrivastava.

Of the 22 telecom circles, Andhra Pradesh has the highest number of 22,000 PSU employees.

BSNL, when compared to private sector competitors, has a mammoth outgo of more than 50% of its annual revenue towards meeting salary expenses of its staff. In 2015-16, the telecom company spent nearly Rs 15,000 crore in salary disbursements.

Rival companies including Sunil Mittal'sBharti Airtel, Aditya Birla group's Idea Cellular and UK-based Vodafone India unit spend a mere 5% to 6% on staff salaries.

Market leader Bharti Airtel has around 20,000 employees across India while the country's second-largest telco Vodafone India has an employee base of little over 13,000.

BSNL posted an Rs 8,234 crore loss in 2014-15, highest among all public-sector companies for that year, followed by Air India's Rs 5,860 crore loss.

Allotments/re-allotments transfers/postings in the cadre of ASPs

Allotments/re-allotments transfers/postings in the cadre of ASPs